Another important scam targeted at secret shoppers, plus astroturfing and why scammers are so successful when they phish: Internet ScamBusters #202
The #1 Publication on Internet Fraud
By Audri and Jim Lanford
Copyright © Audri and Jim Lanford
All rights reserved.
Today we have another Snippets issue for you. You’ll discover:
- Another important scam targeted at secret shoppers
- The latest scam lingo: astroturfing
- Why scammers are so successful when they phish.
However, before we begin, we first encourage you to take a
look at this week’s most popular articles from our other
Try a Christmas Budget This Holiday Season
Have You Been Checking Your Credit Card Receipts?
Whatever Happened to the Good Old Christmas Cookie Exchange?
Let’s get started…
Another important scam targeted at secret shoppers
We recently did a Special Issue on secret shoppers (also
called mystery shoppers), called “The Truth About Becoming a
In that issue, you can find lots of advice on how to avoid
scams targeted at secret shoppers. The scams typically offer
huge earnings, easy work, short hours, and no educational
requirements or special training needed.
The punch line of that Issue is that if you needed to pay for
getting a job, either for training materials, most
certifications, or registering with a database of available
secret shopper jobs, the offer is most likely a scam.
However, there is another related scam that you need to know
about: the overpayment scam for secret shoppers.
Here’s how it works: The victim responds to a job posting for
mystery shopping. She receives an employment packet containing
many items, including the first training assignment, along
with a cashier’s check that is typically made out for two to
three thousand dollars.
The victim is told her secret shopping assignment is that she
is to pretend to be an ordinary bank customer (either at her
own bank or at a specific other bank), cash the check, and
then have the teller wire those funds to an address that is
included in the employment packet.
Sometimes, the secret shopper is informed she may keep a
portion of the money ($100 to $300) as payment.
A key part of this scam is that the secret shopper is told
that check must be cashed and the money wired within two days;
otherwise, she will not be paid for this secret shopping
assignment, or hired again as a mystery shopper.
Of course, the cashier’s check is counterfeit, so the victim
must repay the bank for the money that the scammer has stolen.
Another variant has the victim receiving a money order that is
to be used at Wal-Mart to purchase a MoneyGram. She is told
that her secret shopper assignment is to test the MoneyGram
system to see how courteously customers are treated.
Actions: Never agree to cash checks or money orders and wire
funds to strangers. You are on the line for this money in the
event that the check or money order is counterfeit. (We hear
from people every week who have lost thousands of dollars from
these scams.) We provide more details on these general
For more info, the Federal Trade Commission has an interesting
article on their website called “The Secrets of Mystery Shopping Revealed.”
The latest scam lingo: astroturfing
In addition to helping you protect yourself from Internet
scams, we also sometimes like to help you keep current on how
people are talking about Internet fraud.
So, for example, we recently explained pretexting and vishing:
What’s New With Identity Theft? Pretexting
Now, there is also astroturfing. So, if you want some good
party conversation, read on…
Our favorite of the newer terms is astroturfing. (We’ll share
two others with you at the end of this Snippet.)
As you know, AstroTurf (R) is fake, bright green grass used in
some sports stadiums. (AstroTurf is a registered trademark of
Astroturfing is when a company attempts to create a grassroots
buzz (that is, in fact, fake) for a product, service, or
event, or for a political candidate or cause.
The astroturfer’s goal is to organize the actions of people who
look like they are unrelated, but are actually coordinated for
the purpose of creating the buzz.
You can see lots of examples of astroturfing here.
For more on other new terms, including sock puppet and meat puppet, visit
Why scammers are so successful when they phish
One common question we get asked is why phishing works so
well. Professors from Harvard and Berkeley recently published
the results of their research into why these phishing scams
are still so successful after years of warnings.
If you’re unfamiliar with phishing, you can learn more about phishing here.
The researchers showed the participants in their study a
sophisticated phishing email, supposedly from Bank of the
West, which directed the recipients to a now defunct website,
www.bankofthevvest.com (that contained a double ‘v’ instead of ‘w’).
This website looked authentic in that it had a padlock, a
VeriSign logo and certificate validation seal, and a popup
consumer security alert.
91% of the participants thought it was legitimate, and not a
On the other hand, when the participants were presented with a
genuine eTrade email that included a link to a legitimate
secure site with a simple graphic-free design, 77% of the
participants thought it was fake.
The authors concluded that there are a number of reasons that
people can’t distinguish genuine from phishing emails. These
- Participants did not look at the address bar, status bar, or
security indicators on the sites.
- People do not understand the syntax of domain names. For
example, many believed that www.ebay-members-security.com
belonged to www.ebay.com.
- Participants were easily fooled by deceptive visual cues.
For example, a padlock somewhere on the page was used to fool
users into believing the site was secure.
Further, people sometimes just make very silly mistakes. For
example, many users became phishing victims when they entered
private financial info into a phishing site, even though they
were not even customers of the bank the phishing email was
supposedly sent from!
Time to wrap up for today — have a great week!