Lottery Scams Are Everywhere

How to protect yourself from lottery scams: Internet ScamBusters #68

Internet ScamBusters™
By Audri and Jim Lanford
Copyright© Audri and Jim Lanford
Issue #68

Hi everyone:

In honor of National Consumer Protection Week — which is the week of
week (October 26 to November 1, 2003) — we have created a new
special report. It’s called:

"The 10 Most Important Things You Can Do Now to Avoid Getting Scammed"

You can get a free copy from the ScamBusters home page at:

==> http://www.scambusters.org/reports/10most.html

You can also hear NPR’s Alex Chadwick interview Audri Lanford
about the newest Internet scams. To listen,

Click here


for audio link (scroll down to ‘Avoiding Internet Fraud Traps’).

OK. Today we have another ‘ScamBusters Snippets‘ issue for
you: you’ll hear about a new lottery scam, the AOL ‘flower’
scam, and an update on the 809 scam. Then we’ll throw in some
credit card insurance fraud info for good measure!

OK, let’s get going…


Internet ScamBusters Snippets



The Lottery Scam Email

There’s a new lottery scam making the rounds, and it works
like this: you get a formal-looking email from some important
sounding person from overseas who claims that you’ve won
millions of dollars.

It can start like this:



TO THE MANAGER
FROM: THE DESK OF THE PROMOTIONS MANAGER,
INTERNATIONAL PROMOTIONS/PRIZE AWARD DEPARTMENT,
REF: OYL /25410460082/03
BATCH: 25/01319/IPE



The email goes on to tell you how you entered (even though you
didn’t), and how names were drawn — again making it sound
very official.

You are next assured that your money is waiting for you, but
you are asked to keep it a secret "until your claim has been
processed and your money remitted to your account."

There’s a deadline to act, and of course you need to contact
the contest manager with a bank account number so they can
deposit your winnings.

What should you do if you get an email like this?

Nothing. Delete the email! It’s a scam. You did not really
win anything.

Legitimate organizations do NOT ask for your personal or
banking information via email. And never click on any links in
the email.

Action: Never, ever, ever respond to emails that ask for
personal info.



AOL ‘Flower’ Scam

AOL users are targeted in this ‘flower’ scam. You get an email
notification of a charge for flowers that you didn’t order
made to your credit card through America Online.

But wait, aren’t they kind? ;-)

They’ve included a way for you to fix the problem. All you
need to do is click on a link, fill out a form, and voila!

The scammers will have your screen name and password — or
your credit card number. And, clicking the link will have you
downloading a virus that wipes out your hard drive…

Unfortunately, the email looks legit. It often uses the
company name 1-800-Flowers to lend credibility to the hoax.
Obviously, 1-800-Flowers is not involved with this scam.

Action: Delete this email immediately and do not respond.

Always remember: an official email from AOL will have the blue
‘envelope’ icon, the blue border, and the AOL seal. And as
always, AOL staff will never ask you for your password or
billing information, or send emails containing links that take
you to sites requesting that information.




Another 809 Scam Update

It seems the 809 scam is re-surfacing yet again. (It never
really goes away, but this time it is again slightly
different.)

You receive a phone call, fax, or email that asks you to
telephone the sender of the message immediately using an 809
area code (or one of the other Caribbean area codes).

They may claim that you’ve won a prize, or need to call to
avoid legal action, or even more sinister, to receive
information about a relative who is ill, has died or been
arrested.

Don’t get hooked! Once you call, you’ll either be kept on the
line as long as possible, or be met with a long recording,
because this is a ‘pay-per-call’ number. The end result could
be a large long distance bill, with the cost per minute
sometimes as high as $25.

The newest variant of this scam has replaced Internet
ScamBusters (as the group giving advice) with AT&T. However,
it continues to say that you could be charged $2500 (not
true).

Action: Delete this email and don’t respond.

For more on the 809 scam, visit:

==> http://www.scambusters.org/809Scam.html




Credit Card Insurance Fraud


Unsuspecting recipients are getting calls from ‘officials’
leading them to believe that they need credit card loss
protection and insurance coverage.

Sometimes the telemarketers even tell recipients that the
insurance could protect them from computer hackers who might
access their credit card numbers.

These phony requests involve, of course, that you disclose
credit card numbers, maiden names, and other personal
financial information, in order for them to ‘activate’ the
protection feature for your credit card.

Credit card protection insurance is not necessary. Most credit
card companies already have policies in place if a credit card
is lost or stolen that limit your liability to $50. And, the
$50 is often waived if you’re a good customer.

What should you do if you get a phone call like this? Never
disclose your credit card numbers or other personal
identifying information over the telephone. Request to be
taken off the telemarketers’ database, and hang up
immediately.